Important Notice: This tool provides a preliminary screening only and does not guarantee program eligibility or benefits. Program availability, income limits, and requirements are subject to change. Always verify current information with the Georgia Department of Community Affairs or the relevant agency before applying.
Residency & Basic Eligibility
Question 01
Are you currently a resident of Georgia?
Question 02
Are you a U.S. citizen or eligible non-citizen (e.g., lawful permanent resident)?
Question 03
Are you 18 years of age or older?
Income & Financial Situation
Question 04
Is your total household income below 50% of your county's Area Median Income (AMI)?
For example: roughly <$35,000/yr for a family of 4 in most Georgia counties. Check HUD's AMI tables for your county.
Question 05
Is your household income below 80% of your county's AMI?
Roughly <$55,000–$75,000/yr for a family of 4, depending on county. A "Yes" here (even if No to Q4) still qualifies you for some programs.
Question 06
Is your household income below the Georgia Dream income limit — $130,290 (1–2 persons) or $149,833 (3+ persons)?
These are 2025 DCA limits. Lower limits apply to some counties — answer Yes if you are reasonably below these statewide caps.
Current Housing Situation
Question 07
Are you currently renting (as opposed to owning your home)?
Question 08
Are you currently homeless or at imminent risk of homelessness (e.g., received an eviction notice)?
Question 09
Do you currently own your home and are struggling with your mortgage payments?
Homeownership Goals
Question 10
Are you looking to purchase a home in the near future?
Question 11
Have you not owned a home in the past 3 years (first-time homebuyer)?
Or purchasing in a federally designated target area? Answer Yes if either applies.
Question 12
Is your credit score 640 or above?
Special Circumstances
Question 13
Are you an active military member, veteran, or surviving spouse of a veteran?
Question 14
Do you work in public service, education, healthcare, or a disability-related field?
Includes teachers, healthcare workers, law enforcement, government employees, and employees serving people with disabilities.
Answer all 14 questions, then click "View My Results" to see which programs you may qualify for.
⚠ Please answer all 14 questions before viewing your results.